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Terms of use.

Scope

Market data is informational. Calculations are not binding loan offers or financial contracts; saving a calculation does not submit a transaction.

Calculations

A calculation is not a loan. An application requires operator approval and collateral verification. Funds and Gifts remain in operator custody. The service records manual confirmations, not independent blockchain verification. Interest starts at the recorded payout time.

Before launch

The operator, jurisdictions, financial agreements, custody and dispute rules must be defined and legally reviewed. These notes do not replace signed financial agreements.