Astral Shard
Collection floor···
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Keep your Gifts.
Unlock their value.
Borrow GRAM against your Telegram Gifts.
Keep the collection you love.
Loan-to-value40%Maximum borrowing limit
Loan duration3–30daysChoose the term that fits
Daily interest0.15–0.50%Decreases by loan period
A collection worth
keeping.
Original Gifts. Market prices.
Toy Bear
Collection floor···
Loot Bag
Collection floor···
Swiss Watch
Collection floor···
Durov’s Cap
Collection floor···
Precious Peach
Collection floor···
Data: TG Gifts (tggifts.com)Collection asking prices · GRAM as reported by source
A Gift you keep.
GRAM you can use.
Choose a Gift and see what a loan could look like. Every term, before you decide.
Loan example
Choose a GiftView collectible
Collection floor—
—GRAM
25% LTV35% LTV40% LTV
Duration
Interest for the whole term—
Fees in this example0 GRAM
Total repayment— GRAM
Indicative calculation from a collection floor, not an offer or a valuation of the pictured item. Default risk may result in loss of collateral.
Simple from
start to finish.
The planned borrowing flow.
Connect your wallet
Your eligible Gifts, in one place.
Choose your terms
Amount, term, full repayment.
Receive GRAM
Your Gift becomes collateral.
Repay. Reclaim.
Repay on time to reclaim your Gift.
GRAM LIQUIDITY VAULTOn the other side,
On the other side,
your capital at work.
Supply GRAM for Gift-backed loans. Earn a share of borrower interest.
Explore the VaultVariable returns. Capital at risk.Gifts Pool
Liquidity backed by collectibles.
- Pool asset
- GRAM
- Collateral
- Telegram Gifts
- Returns
- Variable
Good questions.
Clear answers.
DocumentationDo I need to sell my Gift?
No. The planned model uses your Gift as collateral and returns it after repayment. Failure to repay can result in losing the collateral.
Where do prices and images come from?
Images are original Telegram Gift previews from the Fragment CDN. Prices are public TG Gifts data based on Fragment listings. We check the source every 5 minutes; the source refreshes collections in rotation. A collection floor is not an appraisal of a particular item.
How is the loan calculated?
Simple daily interest with no compounding: 0.50% for days 1–3, 0.25% for days 4–7, 0.20% for days 8–14, and 0.15% for days 15–30. Each rate applies only within its period. The calculator shows the full repayment.
Is Vault yield guaranteed?
No. Yield depends on loan interest, utilization, fees and losses. Withdrawals depend on available liquidity. Capital is at risk.